Self-employed01
Bank statement income calculator
What income could my deposits support?
Explore how deposits, business expenses and your ownership share affect an income estimate.
Bank statement income calculatorUnderstand what changes the answer
Mortgage calculators
Better questions. Clearer numbers.
Explore a scenario before your next conversation. Each tool explains what it considers and where its estimates have limits.
Explore all ten calculators.
Choose a tool to see its inputs, assumptions and results.
Investors02
DSCR calculator
How does the rent compare to the costs?
Compare rental income with mortgage-related expenses to understand a property’s debt-service coverage ratio.
DSCR calculatorAsset-based03
Asset qualification calculator
Could my assets help me qualify?
See how different assets and funds needed for closing affect an illustrative qualification scenario.
Asset qualification calculatorAsset-based04
Asset depletion calculator
What income might my assets represent?
Explore an estimated monthly income based on eligible assets and a selected calculation period.
Asset depletion calculatorNew York05
New York CEMA calculator
Could a CEMA reduce my closing costs?
Explore potential mortgage-tax savings when an existing mortgage can be assigned in New York.
New York CEMA calculatorHome equity06
Blended mortgage payment calculator
Keep your first loan or replace it?
Compare the payments on a first and second mortgage with a cash-out refinance.
Blended mortgage payment calculatorSelf-employed07
Self-employed income comparison calculator
How do the income approaches compare?
Compare a deposit-based scenario with a separately reviewed tax-return income estimate.
Self-employed income comparison calculatorInvestors08
Rental property stress test
Would the rental work in a harder year?
Test lower rents, vacancy, repairs and higher operating expenses against the property budget.
Rental property stress testRefinancing09
Refinance break-even calculator
When could refinancing pay off?
Compare cash flow, closing costs, interest and the balance left at your planned time horizon.
Refinance break-even calculatorHomebuyers10
Monthly housing cost calculator
What will the home really cost each month?
Include taxes, insurance, association dues, maintenance and utilities alongside the loan payment.
Monthly housing cost calculatorThese tools are for planning. They do not provide a rate quote, loan approval or commitment to lend. Actual requirements and results vary by lender and program.
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